sacrafices for the greater good
I’m not quite sure why it happens, but where ever I work, people seem to try to befriend me. They come to chat in my office and they ask me to lunch all the time. So here my problem.
I will tell them no and they ask why. It’s not that I don’t want their company…it’s because I don’t want to spend the money. Then I’m asked where all my money goes. hmmmm….SAVINGS!
Then there is also outside of work. Friends ask me to come visit them. They ask me to go on vacation. I wish I could go every time. But I can’t. Not that I can’t pay for it. I have savings…I have credit cards. There are so many that will charge anything to a credit card. I am floored by this!
People give me weird looks when I tell them what my vacation budgets are. I am very proud that I can have a vacation for a fraction of what other people pay. That means I can have more of them!
Fortunately, Brian feels the same way as I. He doesn’t think I’m cheap. In fact I think he is also very proud of me when I save us money. We get to do more trips with each other and save for our future. We have debt to pay off and if we keep up with similar spending habits a year from now then all that went to debt is now straight into savings. I feel so lucky that my husband is on the same page with me on how we will spend our money. He isn’t the best and keeping track of our budget so I handle it but I make sure he knows what I’m up to. No secrets, no surprises. We act as a checks and balance system.
So yes, we spend only 1k on Disney and stay at a value resort. If we were off to the beach then the hotel room is important as we might spend more time at it, not if we will only shower and sleep there. We would rather cruise a month before the Caribbean gets busy with spring breakers. The weather is in the 80′s in Feb and cruise prices are half what they will be March-July. So we have less heat to deal with less money spent. Sounds like a win, win to me.
So for everyone that thinks my husband and I are cheap….well, perhaps we are. But we get to enjoy more time together. We can make more memories. And we’ll be able to save for little ones when we are ready to start a family. We can buy the house of our dreams that is suitable for our whole family and lifestyle! More power to everyone that want to live pay check by check, or better yet use credit cards to make ends meet. That is not our style. There is a time for everything. If one person is laid off, we might not be as comfortable, but we would be okay. If we both got laid off then we will last for a little while before we might have to turn to credit cards. But they should never be used to supplement life unless you are about to go bankrupt or need to put food on the table. And not because you are in that situation because you are living outside of your means.
We want to be ready for emergencies. We want to be ready for life changes (good or bad). We want to be able to provide for any member of our families.
There are many things I love to do in life but I would sacrifice it all and even be somewhat sad but all would be right in the world to see that I could do something for someone I love. Why can’t everyone just stop being selfish and sacrifice for the greater good. If you love someone you will do anything you can for them which includes preventing them from sacrificing for you.